Disclaimer:

This fake bank credit SMS generator tool is built solely for entertainment, education, user interface (UI) design, testing, and prank purposes. The messages generated using this tool are completely fictional and hold no real monetary value or banking relationship. None of the transactions, account numbers, bank names, balances, or timestamps represent real events. This tool does not connect with any banking infrastructure or systems and is in no way affiliated with any official bank, government body, or financial institution.

All examples and data generated are mockups only and are meant for demonstration use such as creating visual prototypes, educational content, memes, pranks (with prior consent), or testing how SMS content looks on a user interface. Under no circumstances should the generated content be used to impersonate real individuals or institutions, mislead others, or be passed off as official communication from any financial entity.

Warning:

Using this tool to create misleading documents, commit fraud, impersonate someone, or misrepresent financial data is strictly prohibited. Any action taken using this tool which violates ethical, legal, or financial laws will be the full responsibility of the user. The developers, owners, and associated platforms of this tool (including ShreeAITool.online) are not liable or responsible for any misuse, damage, or legal issues caused by the actions of individuals misusing this generator.

We encourage users to follow ethical boundaries and only use this tool where it is lawful and harmless. For example, using this generator in comedy, YouTube content, blog illustrations, or teaching students about how SMS UIs are built and styled is acceptable. Using this tool to fool someone into believing they received real money, bypass a payment system, or gain unfair advantage is strictly against our terms.

Terms & Conditions:

By using this tool, you acknowledge and agree to the following:

1. You are solely responsible for how you use the generated content.
2. You agree not to use the generated content for illegal, fraudulent, or unethical purposes.
3. You understand that the output is a fake message and is not issued by any bank.
4. You shall not upload, share, or distribute generated content in a way that harms others.
5. You will not use this tool to scam people, create fake evidence, or bypass financial obligations.
6. You will not claim that ShreeAITool or any of its creators are responsible for your actions.

Our team takes ethical use seriously. Any reports of misuse may lead to permanent bans or blocking access to this tool. For legal concerns or complaints, users may reach out via the contact page. We cooperate with law enforcement authorities when required.

Important Note for Content Creators & Developers:

This tool can be embedded or used in personal projects as long as proper attribution is given and the usage complies with the above-mentioned rules. We are open to partnerships for educational platforms, prank apps, or interface design tutorials. If you intend to embed this on your site or app, you must retain the disclaimer text and warning messages visibly to ensure full transparency with your users.

Google AdSense & Policy Compliance:

We do not promote harmful, misleading, or illegal content. This tool is compliant with Google Publisher Policies as it:
- Clearly displays warnings and disclaimers.
- Does not provide any real or sensitive data.
- Is educational and entertainment-focused.
- Promotes ethical use and does not encourage fraud.

If you are a user visiting this site and think this tool can be misused, please understand: **intent matters**. When used responsibly (e.g., pranking friends with consent, demo visuals, UI testing), this tool is harmless. Misuse lies in the hands of the individual, not the tool creator.

Final Words:

ShreeAITool and its team are committed to building innovative, entertaining, and helpful tools while respecting internet safety and platform guidelines. We urge you to have fun, stay safe, and never cross ethical lines. Your digital behavior is your responsibility. If you're unsure how to use this tool, please don't use it at all.

Thank you for understanding and supporting ethical web practices. 💜